About Opus Financial Solutions LLC
Opus Financial Solutions LLC is a fee-only, financial consulting, tax-planning and investment management firm with locations in Downers Grove, Illinois and Boulder, Colorado--serving clients across the United States. Opus is a Registered Investment Advisor and fiduciary, founded and owned by Lisa Bayer, CFA, CFP.
We know our clients face ongoing financial decisions that require them to make choices about how to best allocate, grow, and/or preserve their resources. Our financial planning services are intended to help organize these choices by creating personalized analyses and recommendations that address their goals, concerns and needs. Recent research has demonstrated the value achieved with more intelligent financial planning decisions, with one study from Morningstar (and another by Vanguard) suggesting a possible 23% increase in retirement income from activities outside of investment selection. (We would be happy to provide these reports at your request). For example, a key component of wealth creation and preservation is tax minimization. And we are proud of the fact that we are one of the very few firms offering a consolidated solution, providing financial planning and investment management that integrates ongoing tax planning and tax filing.
Our advisors are also among the less than 2% of financial advisors with CPF (Certified Financial Planner) certifications who also hold a CFA (Chartered Financial Analyst) designation--crucial for those seeking a deep level of portfolio and investment management expertise. An even smaller percentage hold a CPA (Certified Public Accountant) license and MBA. We share this because we believe our commitment to life-long financial education and depth of experience provides our clients with the assurance they can rely on counsel and expertise we provide to them.
While we worked hard to get the education, experience and credentials necessary to provide you with superior advice (See About Our Designations), we want to educate you, too, in simple, plain, English that you can fully understand. We don’t want to just steer the ship; rather, we want to partner with you as your co-pilot so that you are confident you are making the optimal financial decisions, understand the impact of those choices, and always know whether you are on track to achieving your goals.
We are your fiduciaries.
We do not accept commissions, third party referral fees, kickbacks, or any form of compensation from the sale of investment or insurance products. This means we aren’t going to try to sell you something. We know you’ve hired us for objective and comprehensive advice. In our view, this transparent fee structure helps assure an unbiased alignment of our joint interests.
It’s Really About You—Not Us
By seeking to understand our clients’ histories, values, financial situations, and what they want, we find ourselves developing strong, lasting relationships with our clients, particularly as circumstances change—which they inevitably do. We chose the name “Opus Financial Solutions” for our company because each solution we work with you to “orchestrate” represents your unique framework and roadmap for the life you envision. Bottom Line: Our hope is to make a difference in our clients’ lives by helping them optimize their financial choices so they can live the life they choose.
Eleanor Roosevelt once said, “The future belongs to those who believe in the beauty of their dreams.” The dreams or goals must come first, as they help us set a more direct course to carry them out rather than being at the mercy of the unexpected twists and turns that inevitably happen to all of us.
Additional information about Opus Financial Solutions is available on the SEC’s website at: Opus ADV Brochure as of March 27, 2020