As college tuition continues to rise to unprecedented levels, student loan debt continues to rise as well. Between 1980 and 2016, tuition at public universities jumped 344 percent, while private universities saw tuition rise 241 percent.
If you’re approaching retirement age, you may be considering a move to a more retirement-friendly state, particularly if your current state of residence imposes numerous taxes on social security, pensions, and other retirement income.
There’s a saying in our industry, “Sell in May and Go Away” which relates to the historically lower seasonal returns between Memorial Day and Labor Day. Interestingly, the phrase originated from an English saying, “Sell in May and go away, and come on back on St. Leger’s Day.”
Business owners who have acquired a lot of personal assets face the possibility of having their assets targeted by creditors who want to resolve a business liability. This is especially true in the case of a business owner who guarantees a debt of the business with his personal assets.
Generally speaking, conversations about life insurance revolve around whether you should buy term or permanent insurance. However, every decision to buy life insurance begins with deciding what is the right amount of life insurance. And, integral to determining the right amount of life insurance is understanding the role of your Social Security Survivorship Benefit (SSSB).
Dear clients and friends,
Enjoy our latest newsletter focused on our investment outlook and this quarter's investment outlook: Technological Innovation and Disruption.
We also discuss the ins and outs of Health Savings accounts and why it's essential to take advantage of their triple tax benefits.
Over the last several months, I have noticed an uptick in client inquiries about whether the bull market still has legs and whether it's time to "de-risk". My answer typically has us revisiting their targeted risk level and return, which originally helped us determine their optimal asset allocation.
During the first half of 2017, we observed strong returns from global equity markets with minimal market volatility. Drivers of these returns included a continued global expansion, low inflation, low volatility, and continuing monetary accommodation—all providing a sold backdrop for equity markets.
There’s a good reason there’s an estimated 74 to 96 million owned cats and 70 to 80 million dogs in the U.S. With wagging tails, slobbery kisses, and little whiskers that make for adorable Instagrams, pets give us that warm, cuddly feeling inside. They are part of our families and some of our best friends.
Imagine the following scenario: You run a successful business with your business partner of 20 years. Your business partner dies unexpectedly. After the funeral, your deceased partner’s spouse shows up at your office with her two grown children. They ask for the key to your partner’s office – not to clean it out, but to move in.